Every module built around one problem: the gap between contracts.
Articfox combines historical income pattern analysis, liability sequencing, and scenario modelling into a single workspace built for freelancers who manage irregular UK income.
Built on structured financial data, not guesswork.
Articfox ingests your income history, invoicing cycles, and recurring obligations to build a structured picture of how money moves through self-employed work. The platform does not predict markets — it analyses your own patterns and surfaces where attention is needed.
- 01Pattern recognition across irregular invoice and payment cycles.
- 02Liability timing mapped against projected incoming funds.
- 03Configurable thresholds for early gap notifications.
- 04Exportable summaries for accountants or advisors.
Four systems working from the same dataset.
Income Pattern Engine
Analyses historical invoicing and payment timing to identify recurring cycles, seasonal slowdowns, and typical gaps between contracts — building a baseline specific to your work history rather than a generic industry average.
Liability Sequencer
Orders upcoming obligations — tax reserves, subscriptions, recurring business costs — by due date and maps them against projected available funds, so sequencing conflicts are visible before they occur.
Scenario Modelling
Lets you adjust assumptions — a delayed invoice, a longer gap than usual, an added expense — and view the resulting shift in your projected position without altering your underlying data.
Gap Alerts
Configurable thresholds flag when a projected balance approaches a level you've defined, giving advance notice rather than a reactive warning once funds are already tight.
Contract Timeline View
Visualises active, completed, and anticipated contracts on a single timeline, overlaid with income projections, to show how workload changes affect your overall financial runway.
Exportable Reports
Generates structured summaries of your income analysis and liability schedule, suitable for sharing with an accountant, mortgage broker, or other advisor during periods between contracts.
What the analysis produces.
Projected Runway Snapshot
Illustrative| Period | Projected Inflow | Scheduled Liabilities | Gap Risk |
|---|---|---|---|
| Weeks 1–2 | Stable | Tax reserve, subscriptions | Low |
| Weeks 3–5 | Reduced | Quarterly software renewal | Moderate |
| Weeks 6–8 | Projected gap | Insurance, equipment lease | Elevated |
From raw data to a usable picture.
Input Your Data
Enter or import contract income, invoice dates, and recurring obligations relevant to your freelance work.
Pattern Analysis
Articfox processes the dataset to identify cycles, gaps, and liability sequencing specific to your history.
Review & Adjust
View the resulting timeline, test alternate scenarios, and configure alert thresholds to match your own tolerance.
Ready to see your own gap analysis?
Set up your data and review the first projection in the same session. No bank connection required to begin.