Terms and Conditions

1. Acceptance of Terms

By accessing or using the Articfox website or platform (the "Service"), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you should not use the Service.

2. Description of Service

Articfox provides data analysis and decision-support tools intended to help users review financial information and scenarios. The Service presents data outputs, estimates, and模拟 projections based on information supplied by the user and general assumptions. Nothing produced by the Service constitutes financial, tax, legal, or investment advice, and Articfox is not a regulated financial advisor.

3. Eligibility

You must be at least 18 years old and have the legal capacity to enter into a binding agreement to use the Service. By using the Service, you represent that you meet these requirements.

4. Account Registration

Certain features may require you to create an account. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to provide accurate and current information and to notify Articfox promptly of any unauthorized use of your account.

5. Acceptable Use

You agree not to:

• 01Use the Service for any unlawful purpose or in violation of any applicable regulation.
• 02Attempt to reverse-engineer, decompile, or extract the underlying logic or source code of the platform.
• 03Interfere with or disrupt the integrity or performance of the Service, including through automated scraping or excessive requests.
• 04Upload data that infringes the rights of any third party or that you do not have the right to submit.
• 05Misrepresent your identity or impersonate any person or entity while using the Service.

6. Subscription and Payment

Where the Service is offered on a paid or subscription basis, pricing and billing terms will be presented at the point of purchase. Fees are generally non-refundable except where required by applicable law or expressly stated otherwise. Articfox reserves the right to modify pricing with reasonable advance notice.

7. No Financial Advice

All outputs generated by the Service — including projections, cash-flow estimates, and scenario comparisons — are provided for informational purposes only. They are based on simplified models and user-supplied assumptions, and may not reflect your actual financial circumstances. You should consult a qualified, independent professional before making financial decisions. Articfox does not guarantee the accuracy, completeness, or suitability of any output.

8. Intellectual Property

All content, design elements, software, and underlying technology associated with the Service are the property of Articfox or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the Service for its intended purpose. No other rights are granted.

9. User Data and Inputs

You retain ownership of any data you submit to the Service. By submitting data, you grant Articfox a limited license to process that data solely for the purpose of operating and improving the Service, in accordance with the Privacy Policy.

10. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Articfox does not warrant that the Service will be uninterrupted, error-free, or secure.

11. Limitation of Liability

To the maximum extent permitted by applicable law, Articfox shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or business opportunity, arising out of or related to your use of or inability to use the Service, even if advised of the possibility of such damages.

12. Indemnification

You agree to indemnify and hold harmless Articfox, its officers, employees, and affiliates from any claims, damages, liabilities, and expenses arising from your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

13. Suspension and Termination

Articfox reserves the right to suspend or terminate your access to the Service, with or without notice, if you breach these Terms or if Articfox reasonably believes such action is necessary to protect the Service or its users. You may stop using the Service and close your account at any time.

14. Changes to the Service and Terms

Articfox may modify, suspend, or discontinue any part of the Service at any time. These Terms may also be updated periodically. Continued use of the Service after changes are posted constitutes acceptance of the revised Terms. Material changes will be indicated by an updated revision date below.

15. Third-Party Links and Services

The Service may contain links to third-party websites or integrate with third-party tools. Articfox is not responsible for the content, accuracy, or practices of any third-party service and does not endorse them.

16. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Articfox operates, without regard to conflict-of-law principles. Any disputes shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction.

17. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

18. Entire Agreement

These Terms, together with the Privacy Policy, constitute the entire agreement between you and Articfox regarding the use of the Service and supersede any prior agreements or understandings.

19. Contact

Questions regarding these Terms can be directed via the contact channels listed on the Contact page.